With health care costs rising, employers (and insurance companies) are increasingly asking consumers (aka “patients”) to have more “skin in the game”—to pay more out of pocket for their medical care. The Kaiser Family Foundation has a nice report on trends in health insurance deductibles. This picture shows the rise in these deductibles. That means: you pay a lot of money before insurance kicks in. All the more reason that we physicians need to talk, more openly, with our patients about the cost of care.
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