Stingy Insurance + Low Income = Bad Combination

The Commonwealth Fund recently circulated information on the widespread difficulty many Americans have paying for their medical care, even when they have insurance. Burdened by high co-pays and high coinsurance rates, these out-of-pocket expenses are putting people on the financial edge. Here is a picture of the results, which show that a third of people living at less than 200% of the federal poverty limit struggled paying for such services in the past 12 months:

Stingy Insurance + Low Income = Bad CombinationWe have an affordability problem in the US healthcare system!

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